Category: Filing for Bankruptcy

Fiallo Law > Filing for Bankruptcy
3-things-to-look-for-when-hiring-a-bankruptcy-attorney

3 Things to Look for When Hiring a Bankruptcy Attorney

With more and more people choosing bankruptcy as an option to get out of debt, I felt compelled to give people some important pointers when it comes to hiring a bankruptcy attorney. You might have noticed a bankruptcy attorney advertising their services, but how can you determine if they can navigate you through a successful […]

How Bankruptcy Affects Judgments

For many Americans the ups and downs of the economy has sent people on a wild roller coaster ride. Most of us would like to pay our debts but we simply can’t.  No matter how many times you call your creditors and explain them the misfortune of your situation, the fact of the matter remains, […]

5 Secrets You Didn’t Know About Improving Your Credit after Bankruptcy

Many people think that filing bankruptcy means you will never have decent credit – or, at least, not for the next 10 years. The truth is, nothing on your credit report lasts forever. You can start to fix your credit immediately after your bankruptcy discharge. Here are 5 things you didn’t know could improve your credit […]

can-bankruptcy-erase-my-irs-debt

Can Bankruptcy Erase My IRS Debt?

With April 15, the last day to file your tax returns, having recently come and gone, many of my clients are wondering: Do I have to pay back the IRS? The answer is maybe not. You can discharge (wipe out) debts for federal income taxes if ALL of the following conditions are true: The taxes […]

can-bankruptcy-get-rid-of-my-student-loans

Can Bankruptcy Get Rid of My Student Loans?

Student loans are difficult, but not impossible, to discharge in bankruptcy. The Bankruptcy Court has established a legal test, known as the “Brunner Test,” to determine if your student loans should be discharged in bankruptcy. Prior to 1976, student loans were treated like most other debts in bankruptcy. In 1976, Congress took notice that several doctors and […]

To File Bankruptcy or Not to File Bankruptcy?

The idea of filing bankruptcy and wiping out most, if not all of your debts, stopping annoying or offensive phone calls from creditors and moving on into the future debt free, has undeniable appeal to most people. Deciding whether to file for bankruptcy is more complicated than just looking at the numbers. What you do, […]

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